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  1. Climate change risk and the costs of mortgage credit
    Author: Nguyen, Duc Duy; Ongena, Steven; Qi, Shusen; Sila, Vathunyoo
    Published: 2020
    Publisher:  Swiss Finance Institute, Geneva

    We show that lenders charge higher interest rates for mortgages on properties exposed to a greater risk of sea level rise (SLR). This SLR premium is not evident in short-term loans and is not related to borrowers’ short-term realized default or... more

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    Verlag (kostenfrei)

    Location:
    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
    Inter-library loan:
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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 544
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    We show that lenders charge higher interest rates for mortgages on properties exposed to a greater risk of sea level rise (SLR). This SLR premium is not evident in short-term loans and is not related to borrowers’ short-term realized default or creditworthiness. Further, the SLR premium is smaller when the consequences of climate change are less salient and in areas with more climate change deniers. Overall, our results suggest that mortgage lenders view the risk of SLR as a long-term risk, and that attention and beliefs are potential channels through which SLR risk is priced in residential mortgage markets

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    Series: Research paper series / Swiss Finance Institute ; no 20, 97
    Subjects: bank loans; residential mortgage; climate change risk; sea level rise
    Scope: 1 Online-Ressource (circa 46 Seiten), Illustrationen
  2. Designing a funding framework for the slow-onset impacts of climate change
    insights from recent experiences with planned relocation
    Author: Boston, Jonathan; Panda, Architesh; Surminski, Swenja
    Published: August 2020
    Publisher:  Grantham Research Institute on Climate Change and the Environment, London

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    Keine Rechte
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    Export to reference management software   RIS file
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Centre for Climate Change Economics and Policy working paper ; no. 373
    Grantham Research Institute on Climate Change and the Environment working paper ; no. 343
    Subjects: slow-onset events; sea level rise; planned relocation; funding mechanisms; fundingprinciples; managed retreat
    Scope: 1 Online-Ressource (circa 28 Seiten), Illustrationen