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Displaying results 1 to 8 of 8.

  1. Language proficiency and homeownership
    evidence from U.S. immigrants
    Author: Luik, Marc-André; Steinhardt, Max Friedrich; Voss, Simon
    Published: [2023]
    Publisher:  Freie Universität Berlin, [Berlin]

    In this paper we deliver first causal evidence on the relationship between immigrant host country language proficiency and homeownership. Using an instrumental variable strategy, we find a substantial positive impact of language skills on the... more

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    DS 79
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    In this paper we deliver first causal evidence on the relationship between immigrant host country language proficiency and homeownership. Using an instrumental variable strategy, we find a substantial positive impact of language skills on the propensity to own a home and the quality of housing. While this effect is mediated by education and household income, our estimates also speak in favor of a direct effect. Our results highlight the importance of host-country-specific human capital and, in particular, language proficiency for socio-economic assimilation.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/270610
    Series: Array ; 2023, 3
    Subjects: language; immigrants; assimilation; homeownership
    Scope: 1 Online-Ressource (circa 35 Seiten), Illustrationen
  2. The erosion of homeownership and minority wealth
    Author: Billings, Stephen B.; Soliman, Adam
    Published: [2023]
    Publisher:  Centre for Economic Performance, London School of Economics and Political Science, London

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    VS 449
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Discussion paper / Centre for Economic Performance ; no. 1967 (December 2023)
    Subjects: homeownership; racial wealth gap; institutional investors
    Scope: 1 Online-Ressource (circa 45 Seiten), Illustrationen
  3. Are real assets owners less averse to inflation?
    evidence from consumer sentiments and inflation expectations
    Author: Li, Geng; Sinha, Nitish Ranjan
    Published: July 21, 2023
    Publisher:  Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, D.C.

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    VS 412
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    Series: Finance and economics discussion series ; 2023, 058
    Subjects: inflation expectations; consumer sentiments; homeownership; stockownership; rational inattention; inflation targeting
    Scope: 1 Online-Ressource (circa 46 Seiten), Illustrationen
  4. Financialisation of the Maltese household?
    household debt dynamics, the mortgage market, and housing in Malta
    Author: Cassar, Dylan
    Published: [2023]
    Publisher:  Central Bank of Malta, [Valletta]

    This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on the... more

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    This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on the Maltese islands, primarily via the mortgage market. This process is characterised by (i) financial extension, in which more households partake in mortgage finance in their entry to homeownership, and (ii) financial intensity, in which households accumulate more debt in accessing the property market. In explaining this process, I claim, firstly, that mortgage finance represents an 'alternative' channel to older dominant institutional entryways to homeownership. Secondly, Maltese households are engaging in financial intensification in order to stretch their purchasing power in the property market, and possibly to maintain a standard of living comparable to older generations'. While this is the case for the average Maltese household, results point to some heterogeneity across different households, as younger and lower-income households are relatively more indebted, though the latter are also being driven out of the property market in the context of rising property prices. The paper sets out a novel agenda for scholarship in the Maltese context, namely to put under scrutiny the increasingly central place of finance in Maltese society.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/298550
    Series: Working papers / Central Bank of Malta ; WP/2023, 06
    Subjects: household debt; financialisation; mortgage market; housing; homeownership
    Scope: 1 Online-Ressource (circa 61 Seiten), Illustrationen
  5. Do private wealth transfers help with homeownership?
    a first assessment for Luxembourg
    Author: Mathä, Thomas; Pulina, Giuseppe; Ziegelmeyer, Michael
    Published: June 2023
    Publisher:  Banque centrale du Luxembourg, Luxembourg

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    VS 599
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Banque centrale du Luxembourg ; no 174
    Subjects: Private wealth transfer; homeownership; household
    Scope: 1 Online-Ressource (circa 20 Seiten)
  6. Institutional housing investors and the Great Recession
    Author: Oosthuizen, Dick
    Published: [2023]
    Publisher:  Research Department, Federal Reserve Bank of Philadelphia, Philadelphia, PA

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 438
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    Series: Working papers / Research Department, Federal Reserve Bank of Philadelphia ; 23, 22 (October 2023)
    Subjects: general equilibrium; housing; investors; housing prices; homeownership
    Scope: 1 Online-Ressource (circa 99 Seiten), Illustrationen
  7. On non-robustness of income polarization measures to housing cycles
    Author: Alexeev, Sergey
    Published: 2023
    Publisher:  Australian National University, Canberra

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VSP 1802
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: TTPI - working papers ; 2023, 12 (August 2023)
    Subjects: homeownership; imputed rent; income distribution; polarization; middle class
    Scope: 1 Online-Ressource (circa 42 Seiten), Illustrationen
  8. Homeowners and flood risk
    a disconnect between awareness and actions?
    Author: Jansen, David-Jan
    Published: [2023]
    Publisher:  De Nederlandsche Bank NV, Amsterdam, The Netherlands

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    ZSS 28
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Edition: This version: September 22, 2023
    Series: DNB working paper ; no. 791 (September 2023)
    Subjects: homeownership; floods; mitigation; risk communication
    Scope: 1 Online-Ressource (circa 31 Seiten)