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Displaying results 1 to 3 of 3.

  1. Spillovers from immigrant diversity in cities
    Author: Kemeny, Thomas; Cooke, Abigail
    Published: November, 2015
    Publisher:  US Census Bureau, Center for Economic Studies, Washington, DC

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Inter-library loan:
    No inter-library loan
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    Content information
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working papers / Center for Economic Studies, U.S. Census Bureau ; 15-37
    Subjects: immigrants; diversity; productivity; spillovers; cities
    Scope: 1 Online-Ressource (circa 27 Seiten), Illustrationen
  2. Time for growth
    Author: Boerner, Lars; Severgnini, Battista
    Published: 2015
    Publisher:  London School of Economics, Dept. of Economic History, London

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Economic history working papers / LSE, Economic History Department ; 222
    Subjects: technological adoption; cities; mechanical clocks; information technology
    Scope: Online-Ressource (49 S.), graph. Darst.
  3. How mortgage finance affects the urban landscape
    Author: Chan, Sewin; Haughwout, Andrew; Tracy, Joseph S.
    Published: 2015
    Publisher:  Federal Reserve Bank of New York, New York, NY

    This chapter considers the structure of mortgage finance in the U.S., and its role in shaping patterns of homeownership, the nature of the housing stock, and the organization of residential activity. We start by providing some background on the... more

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    DS 207 (713)
    Inter-library loan:
    No inter-library loan

     

    This chapter considers the structure of mortgage finance in the U.S., and its role in shaping patterns of homeownership, the nature of the housing stock, and the organization of residential activity. We start by providing some background on the design features of mortgage contracts that distinguish them from other loans, and that have important implications for issues presented in the rest of the chapter. We then explain how mortgage finance interacts with public policy, particularly tax policy, to influence a household's decision to own or rent, and how shifts in the demand for owner-occupied housing are translated into housing prices and quantities, given the unusual nature of housing supply. We consider the distribution of mortgage credit in terms of access and price, by race, ethnicity, income, and over the lifecycle, with particular attention to the role of recent innovations such as non-prime mortgage securitization and reverse mortgages. The extent of negative equity has been unprecedented in the past decade, and we discuss its impact on strategic default, housing turnover, and housing investment. We describe spatial patterns in foreclosure and summarize the evidence for foreclosure spillovers in urban neighborhoods. Finally, we offer some thoughts on future innovations in mortgage finance.

     
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    Content information
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/120784
    Series: Staff report / Federal Reserve Bank of New York ; 713
    Subjects: mortgage; cities
    Scope: Online-Ressource ([1], 83 S.), graph. Darst., Kt.