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  1. Impact of digital innovation on the processing of electronic payments and contracting
    an overview of legal risks
    Author: Athanassiou, Phoebus
    Published: 2017$nOctober 2017
    Publisher:  European Central Bank, Frankfurt am Main, Germany

    Digital innovations in finance have in recent years attracted strong interest from public authorities, financial sector stakeholders and academics alike, inter alia on account of their promise to reduce, or to altogether eliminate, the inefficiencies... more

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    Digital innovations in finance have in recent years attracted strong interest from public authorities, financial sector stakeholders and academics alike, inter alia on account of their promise to reduce, or to altogether eliminate, the inefficiencies surrounding the execution and settlement of retail payments, including those linked to remote consumer transactions. For all the promises they hold, and their transformative potential, technological innovations also present challenges, some of which are of a legal nature. With technological innovation still at a formative stage, it is essential to identify and evaluate those challenges, so as to better understand which of their payment-specific applications to encourage (and how), and mitigate the risk of technological innovation destabilising the safety and efficiency of payments. This paper seeks to explore the key legal issues that policy makers may wish to take into account in assessing the merits and risks of digital innovation, with an emphasis on its application to retail payments, and to contribute to an understanding of how technological advances are likely to affect both payment transactions and, no less importantly, the legal relationships between the parties to them. The scope of this paper is limited to an examination of the legal implications of technological innovation for payments associated with consumer transactions, including those entered into online, and settled otherwise than by way of cash. Consequently, this paper will not examine the legal implications of technological innovation for the processing of transactions relating to transferable securities, for financial stability, for the conduct, by central banks, of their monetary policy operations, for the micro-prudential supervision of payment service providers, for competition among established payment service providers and new entrants, and for financial inclusion, issues of great legal and practical significance that merit (and, no doubt, will receive, going forward) specialized attention.

     
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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789289930154
    Other identifier:
    hdl: 10419/194014
    Series: Legal working paper series / European Central Bank ; no 16
    Subjects: digital technology; innovation; payment; electronic money; impact of information technology; contract; information technology; FinTech; distributed ledgers; distributed ledger technologies; blockchain; virtual currencies; bitcoin; retail payments; smart contracts
    Scope: 1 Online-Ressource (55 Seiten)
  2. IT enabled services in the post-pandemic economy
    new opportunities for relations between India and Latin America
    Published: 2021
    Publisher:  United Nations, ECLAC, Santiago de Chile

    During the last few decades, India’s trade with the Latin American and Caribbean (LAC) countries has grown substantially, especially in the area of Information Technology (IT) services. The definition of IT services now includes a plethora of... more

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    During the last few decades, India’s trade with the Latin American and Caribbean (LAC) countries has grown substantially, especially in the area of Information Technology (IT) services. The definition of IT services now includes a plethora of IT-enabled services (ITeS) directed to specific sectors, including Agri-tech, Fin-tech, Health-tech, manufacturing and mining-based services, as well as e-commerce. This sector has attracted significant Indian investment in the region. Over the last decade, the share of the IT sector in total Indian Foreign Direct Investment (FDI) in the region has nearly doubled to about 15 percent today.The COVID-19 pandemic has posed a myriad of challenges and new prospects for ITeS. The industry is confronting this health crisis through opportunities to promote skill-up, embrace the digital transformation and stimulate overall growth of the industry in both regions. The increased reliance on e-commerce has paved the way for greater development of IT-enabled financial products delivered via mobile applications. Moreover, to remain competitive in the global market, companies have increased their demand for new technologies.In this context, this report examines new challenges and prospects for ITeS and e-commerce in the pandemic economy in India and LAC, and explores new opportunities for bilateral direct investment and trade between the two regions. Introduction .-- Overview .-- Impacts and Challenges for the Information Technology .-- Enabled Services Sector During the COVID-19 Pandemic: A Private Sector View .-- Recommendations and Policy Directives.

     
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  3. Actual consumer practices and operators' offers for intra-EU calls
    final report
    Published: 2018
    Publisher:  Publications Office of the European Union, Luxembourg

    The aim of this study is to develop an in-depth understanding of consumer practices and telecommunication offers by operators across a sample of 15 EU countries. To this end the study team endeavoured to calculate the cost of making three-minute... more

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    The aim of this study is to develop an in-depth understanding of consumer practices and telecommunication offers by operators across a sample of 15 EU countries. To this end the study team endeavoured to calculate the cost of making three-minute domestic and intra-EU calls, both landline (fixed) and mobile, as well as the cost of sending 50 text messages (SMS) and multimedia messages (MMS). This was accomplished through data collection of tariffs offered by operators in August 2017. The study also collected evidence on trends in the telecom demand side market for a three-year period from 2012 to 2015. Evidence suggests that across the sample countries operators offer a variety of tariffs. In general, standard intra-EU calls are three times more expensive than domestic calls. At the same time telecom operators offer their consumers bundles and add-ons to reduce the cost of intra-EU calls - making the cost of an intra-EU call comparable with the cost of a standard domestic call. Very few operators distinguish between domestic calls and long-distance domestic calls (phone calls outside a defined local calling area) and only a few operators set their prices according to different time periods such as peak, off-peak and weekends. Furthermore operators group their zones destinations differently according to their particular pricing strategies, and as such the intra-EU price market is not harmonised. Only in a few countries the price of MMS remains competitive and few operators offer extra-tariffs for MMS. Despite an increase in mobile traffic in terms of absolute minutes of calls between 2012 and 2015, mobile market revenues in the same period show a downward trend. In the fixed market, revenues are also falling, whilst at the same time the usage of fixed voice telephony is declining.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789279769788
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    Subjects: Telekommunikationspreis; Telefon; Konsumentenverhalten; EU-Staaten; information technology; means of communication; telephone; regulation of telecommunications; consumer behaviour; telecommunications; building materials; tariff policy; report
    Scope: 1 Online-Ressource (circa 100 Seiten), Illustrationen
  4. Should we fear artificial intelligence?
    in-depth analysis
    Author: Metzinger, Thomas; Bentley, Peter James; Häggström, Olle; Brundage, Miles
    Published: March 2018
    Publisher:  EPRS, Brussels

    For some years now, artificial intelligence (AI), has been gaining momentum. A wave of programmes that get the maximum performance out of latest generation processors are obtaining spectacular results. One of the most outstanding AI applications is... more

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    For some years now, artificial intelligence (AI), has been gaining momentum. A wave of programmes that get the maximum performance out of latest generation processors are obtaining spectacular results. One of the most outstanding AI applications is voice recognition: while the first models were awkward and marked by constant defects, they are now capable of responding correctly to all sorts of user requests in the most diverse situations. In the field of image recognition, remarkable advances are also being made, with programs able to recognise figures - and even cats - in online videos now being adapted for the software to control the autonomous cars set to invade our streets in the coming years. Today, we cannot imagine a future in Europe without advanced AI that will impact more and more facets of our lives, from work to medicine, and from education to interpersonal relations.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789284626762
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    Subjects: Künstliche Intelligenz; Informationstechnik; Verantwortung; Ethik; Roboter; artificial intelligence; information processing; robotics; information technology; information technology applications; new technology; impact of information technology
    Scope: 1 Online-Ressource (circa 40 Seiten), Illustrationen
  5. Text and Genre in Reconstruction: Effects of Digitalization on Ideas, Behaviours, Products and Institutions
    Author: McCarty, Willard
    Published: 2010
    Publisher:  Open Book Publishers, [s.l.]

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  6. Development and implementation of a demand-side monitoring system
    lessons from evaluations of existing demand-side policies
    Published: 2017
    Publisher:  Publications Office of the European Union, Luxembourg

    A wide and heterogeneous set of policies is labelled as 'demand- side innovation policy', since the definition of the concept is still controversial both in the academic literature and among practitioners. The set of possibilities ranges from... more

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    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
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    A wide and heterogeneous set of policies is labelled as 'demand- side innovation policy', since the definition of the concept is still controversial both in the academic literature and among practitioners. The set of possibilities ranges from regulation to various types of innovation-oriented public procurement. As a result of this heterogeneity, there have been fewer advances toward a serious empirical assessment of the impact of policies in this field than in other fields such as labour, family, education or health. One of the goals of this report is to assess existing evaluations of demand-side innovation policies to compile evidence with regard to the effectiveness of these policies and eventual best practices, with a focus on the causality of policies for the desired effects. The goal is to scan both the European Union (EU) and the most important competing economies for best and worst practices which can inform EU policy in the future, by collecting information about evaluations of existing demand-side policy measures. In the course of this exercise, based on the empirical evidence as well as current economic theory, we offer concrete suggestions on which additional demand-side policy measures may be applicable in the EU context. The primary focus of this study is complementary measures. However, we will also search for evaluations of 'conventional' demand-side measures, i.e. policies in the areas of legislation, standardisation/regulation and public procurement of innovation (including pre-commercial procurement)

     
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  7. International Digital Economy and Society Index (I-DESI)
    final report
    Published: 2016
    Publisher:  Publications Office of the European Union, Luxembourg

    This report introduces the International Digital Economy and Society Index (I-DESI), which evaluates the digital performance of EU countries and the EU as a whole, in comparison to 15 other countries (Australia, Brazil, Canada, China, Iceland,... more

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    This report introduces the International Digital Economy and Society Index (I-DESI), which evaluates the digital performance of EU countries and the EU as a whole, in comparison to 15 other countries (Australia, Brazil, Canada, China, Iceland, Israel, Japan, Korea (Rep.), Mexico, New Zealand, Norway, Russia, Switzerland, Turkey and the United States). The I-DESI benchmarks the development of the digital economy and society in Europe against top world peers so as to identify room for improvement. The results show that the top countries in Europe are also leading in the global stage. The three top performing countries (Sweden, Denmark and Finland) are closely followed by Korea (Rep.), United States and Japan. The EU as a whole scores high in three out of the five main dimensions (Use of the Internet, Human Capital and Integration of Digital Technology). However, the results also show that the EU is behind the non-EU top performers in the other two dimensions (Connectivity and Digital Public Services) and on specific individual indicators. Moreover, there are substantial differences between EU member states concerning both score and progress over time (I-DESI 2014 vs. I-DESI 2015). Europe is progressing to slowly bridge this gap, which is pivotal to realise the potential of a Digital Single Market.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789279582738
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    Corporations / Congresses:
    Capgemini S.A., Paris (VerfasserIn)
    Subjects: Electronic Commerce; IKT-Sektor; Sozialer Wandel; Computerunterstützung; Internetnutzung; Index; Vergleich; EU-Staaten; Welt; digital technology; digital literacy; provision of services; single market; information technology; Internet; information technology profession; professional qualifications; benchmarking
    Scope: 1 Online-Ressource (circa 99 Seiten), Illustrationen
  8. Digital education policies in Europe and beyond
    key design principles for more effective policies
    Author: Conrads, Johannes; Rasmussen, Morten; Winters, Niall; Geniet, Anne; Langer, Laurenz
    Published: 2017
    Publisher:  Publications Office of the European Union, Luxembourg

    This report offers policy-makers in digital education evidence on how, at the national or regional level, policies can be designed and implemented to foster digital-age learning. The presented findings are the result of a mixed methodological design... more

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    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
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    This report offers policy-makers in digital education evidence on how, at the national or regional level, policies can be designed and implemented to foster digital-age learning. The presented findings are the result of a mixed methodological design comprising four parts: desk-research on digital education policy, the identification of national and regional policies worldwide, six in-depth case studies, and an expert workshop. The discussion of the cases identified and studied in depth leads to the formulation of eight core-guiding principles, which can serve as a reference point for policy-makers for the design and implementation of digital education policies: 1. Follow a holistic approach targeting systemic change; 2. Establish both a long-term vision and short-term achievable goals; 3. Deploy technology as a means not an end; 4. Embrace experimentation, risk-taking and failure; 5. Consider the importance and the limits of impact assessment; 6. Involve all stakeholders in a structured dialogue; 7. Let schools and teachers have a say; 8. Build up teaching competence.

     
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    Source: Union catalogues
    Contributor: Kampylis, Panagiotis (HerausgeberIn); Bacigalupo, Margherita (HerausgeberIn); Punie, Yves (HerausgeberIn)
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789279772467
    Other identifier:
    Series: JRC science for policy report
    Subjects: E-Learning; Bildungspolitik; Berufsbildungspolitik; EU-Bildungspolitik; EU-Staaten; Welt; education policy; digital technology; information technology; digital literacy; vocational training; new educational methods; learning technique; Europe; report
    Scope: 1 Online-Ressource (circa 202 Seiten), Illustrationen
  9. Broadband coverage in Europe 2017
    final report
    Published: [2018]
    Publisher:  Publications Office of the European Union, Luxembourg

    The Broadband Coverage in Europe study is designed to monitor the progress of EU Member States toward their specific broadband coverage objectives - namely: 'Universal Broadband Coverage with speeds at least 30 Mbps by 2020' and 'Broadband Coverage... more

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    The Broadband Coverage in Europe study is designed to monitor the progress of EU Member States toward their specific broadband coverage objectives - namely: 'Universal Broadband Coverage with speeds at least 30 Mbps by 2020' and 'Broadband Coverage of 50% of households with speeds at least 100 Mbps by 2020'.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789279812873
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    IHS Markit, Firma (VerfasserIn)
    Subjects: Breitbandkommunikation; Infrastrukturversorgung; EU-Staaten; information technology; new technology; telecommunications; transmission network; mobile phone; telecommunications equipment; waveband
    Scope: 1 Online-Ressource (circa 206 Seiten), Illustrationen
  10. Determinants of industry concentration and dispersion
    Author: Jamison, Mark A.; Tęcza, Jakub
    Published: [2024]
    Publisher:  American Enterprise Institute, [Washington, DC]

    Given the political and public interest in rising industry concentration in developed economies, researchers have been working on uncovering underlying mechanisms and implications. Various causes of concentration have been proposed, although rarely... more

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    Given the political and public interest in rising industry concentration in developed economies, researchers have been working on uncovering underlying mechanisms and implications. Various causes of concentration have been proposed, although rarely tested in a comprehensive model. We study five distinct phenomena and their association with industry concentration: 1) Industry regulation, 2) mergers, 3) information technology use, 4) imports, and 5) productivity. We find that greater concentration within an industry is related to higher productivity, more regulation, and more merger activity. On the other hand, it is lower with more imports and seemingly unrelated to the extent of information technology use. The most economically significant relationship is between concentration and industry productivity.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: AEI economics working paper ; 2024, 20 (November 2024)
    Subjects: Industry concentration; regulation; information technology; mergers
    Scope: 1 Online-Ressource (circa 43 Seiten), Illustrationen
  11. Information technology in banking and entrepreneurship
    Author: Ahnert, Toni; Dörr, Sebastian; Pierri, Nicola; Timmer, Yannick
    Published: August 2024
    Publisher:  Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, D.C.

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Finance and economics discussion series ; 2024, 083
    Subjects: technology in banking; entrepreneurship; information technology; collateral; screening
    Scope: 1 Online-Ressource (circa 85 Seiten), Illustrationen
  12. Information technology in banking and entrepreneurship
    Author: Ahnert, Toni; Dörr, Sebastian; Pierri, Nicola; Timmer, Yannick
    Published: August 2024
    Publisher:  CESifo, Munich, Germany

    We study the importance of information technology (IT) in banking for entrepreneurship. Guided by a parsimonious model, we establish that job creation by young firms is stronger in US counties more exposed to banks with greater IT adoption. We present... more

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    We study the importance of information technology (IT) in banking for entrepreneurship. Guided by a parsimonious model, we establish that job creation by young firms is stronger in US counties more exposed to banks with greater IT adoption. We present evidence consistent with banks’ IT adoption spurring entrepreneurship through a collateral channel: entrepreneurship increases by more in IT-exposed counties when house prices rise. Further analysis suggests that IT improves banks’ ability to determine collateral values, in particular when collateral appraisal is more complex. IT also reduces the time and cost of disbursing collateralized loans.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    hdl: 10419/305526
    Series: CESifo working papers ; 11284 (2024)
    Subjects: technology in banking; entrepreneurship; information technology; collateral; screening
    Scope: 1 Online-Ressource (circa 86 Seiten), Illustrationen
  13. e-Business: the way forward
    Cambridge, UK, 5-6 December 2005 ; a conference organised by the European Commission with EEDA, the East of England Development Agency
    Published: 2005

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    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
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    Technische Informationsbibliothek (TIB) / Leibniz-Informationszentrum Technik und Naturwissenschaften und Universitätsbibliothek
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9279022628
    Edition: December 2005
    Subjects: Electronic Commerce; Technologiepolitik; EU-Staaten; electronic commerce; business policy; small and medium-sized enterprises; technological change; information technology; conference proceedings
    Scope: Online-Ressource, 36 S., Text
  14. Earnings on the information technology roller coaster
    insight from matched employer-employee data
    Published: June 2005
    Publisher:  Federal Reserve Bank of Atlanta, Atlanta, Ga.

    "This paper uses matched employer-employee data for the state of Georgia to examine workers' earnings experience through the information technology (IT) sector's employment boom of the mid-1990s and its bust in the early 2000s. The results show that... more

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    W 444 (2005.11)
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    "This paper uses matched employer-employee data for the state of Georgia to examine workers' earnings experience through the information technology (IT) sector's employment boom of the mid-1990s and its bust in the early 2000s. The results show that even after controlling for individual characteristics before the sector's boom, transitioning out of the IT sector to a non-IT industry generally resulted in a large wage penalty. However, IT service workers who transitioned to a non-IT industry still fared better than those who took a non-IT employment path. For IT manufacturing workers, there is no benefit to having worked in tech, likely because of the nontransferability of manufacturing experience to other industries"--Federal Reserve Bank of Atlanta web site

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    hdl: 10419/100971
    Series: Working paper series / Federal Reserve Bank of Atlanta ; 2005-11
    Subjects: Lohn; Erwerbstätigkeit; Georgia (Bundesstaat, USA); IKT-Sektor; Information technology; Employees; Labor productivity; Industrial productivity; information technology
    Scope: Online-Ressource, 30 p., text
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    Title from PDF file as viewed on 6/24/2005

    Includes bibliographical references

    Also available in print
  15. Prosumerism and energy sustainability
    Author: Korsnes, Marius; Labanca, Nicola; Campos, Inês; Serrenho, Tiago; Della Valle, Nives; Bertoldi, Paolo
    Published: 2022
    Publisher:  Publications Office of the European Union, Luxembourg

    This report develops a sociotechnical understanding of energy prosumerism to investigate how energy prosumerism, as an alternative production and consumption pattern, can lead to actual reductions of energy and material resource demand. The report... more

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    This report develops a sociotechnical understanding of energy prosumerism to investigate how energy prosumerism, as an alternative production and consumption pattern, can lead to actual reductions of energy and material resource demand. The report starts out by explaining what a sociotechnical perspective entails and what is meant by prosumerism. Thereafter, the report discusses how energy implications of prosumerism can be enlightened by the concepts of use value and sharing as well as by the study of historical changes that occurred in the delegation to machines and by studies in the area of thermodynamics and social metabolism. Then, it summarises already existing sociotechnical research on renewable energy generation and domestic energy use, focusing in particular on energy communities. The different types of energy communities can represent specific types of sociotechnical innovations whose role in the energy transition and whose environmental, social and economic impacts are still object of study and debate. Thus, it is critical to clarify how new forms of prosumerism represented by collectives of citizens actively involved in energy production, consumption and distribution, are progressively gaining a relevant role in the energy transition. For example, it becomes important to achieve a better understanding of the meaning and typologies of existing energy communities, how these communities relate to new forms of governance and citizen involvement, to new business and financial models, to technological innovations, and how it can be expected they will contribute to the energy transition. The report discusses in particular how, over the past decades, community energy has taken many forms: from projects 100% owned by local communities to others that imply a co-ownership with the private sector and/or local authorities. The report then delves into the matter of energy sustainability by explicating the concept of sufficiency and how it can allow achieving actual reductions instead of continued escalations of energy use. Finally, it concludes with the main findings that a broader and more nuanced understanding of energy prosumerism can provide a novel conceptualisation relating to energy provision and everyday life that can lead to future reductions in energy use, as well as to a more multifaceted policy response that moves away from business as usual and towards more variegated and radical propositions for achieving sustainable energy use in the future.

     
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  16. Covid-19 and market power in local credit markets
    the role of digitalization
    Author: Silva, Thiago Christiano; Souza, Sergio Rubens Stancato de; Guerra, Solange Maria
    Published: May 2022
    Publisher:  Bank for International Settlements, Monetary and Economic Department, [Basel]

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    Language: English
    Media type: Book
    Format: Online
    Series: BIS working papers ; no 1017
    Subjects: COVID-19; market power; digitalization; information technology; Lerner index
    Scope: 1 Online-Ressource (circa 70 Seiten), Illustrationen
  17. IT enabled services in the post-pandemic economy
    new opportunities for relations between India and Latin America
    Published: 2021
    Publisher:  United Nations, ECLAC, Santiago de Chile

    During the last few decades, India’s trade with the Latin American and Caribbean (LAC) countries has grown substantially, especially in the area of Information Technology (IT) services. The definition of IT services now includes a plethora of... more

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    During the last few decades, India’s trade with the Latin American and Caribbean (LAC) countries has grown substantially, especially in the area of Information Technology (IT) services. The definition of IT services now includes a plethora of IT-enabled services (ITeS) directed to specific sectors, including Agri-tech, Fin-tech, Health-tech, manufacturing and mining-based services, as well as e-commerce. This sector has attracted significant Indian investment in the region. Over the last decade, the share of the IT sector in total Indian Foreign Direct Investment (FDI) in the region has nearly doubled to about 15 percent today.The COVID-19 pandemic has posed a myriad of challenges and new prospects for ITeS. The industry is confronting this health crisis through opportunities to promote skill-up, embrace the digital transformation and stimulate overall growth of the industry in both regions. The increased reliance on e-commerce has paved the way for greater development of IT-enabled financial products delivered via mobile applications. Moreover, to remain competitive in the global market, companies have increased their demand for new technologies.In this context, this report examines new challenges and prospects for ITeS and e-commerce in the pandemic economy in India and LAC, and explores new opportunities for bilateral direct investment and trade between the two regions. Introduction .-- Overview .-- Impacts and Challenges for the Information Technology .-- Enabled Services Sector During the COVID-19 Pandemic: A Private Sector View .-- Recommendations and Policy Directives.

     
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  18. Information technology, business sustainability and female economic participation in Sub-Saharan Africa
    Author: Asongu, Simplice; Rahman, Mushfiqur; Alghababsheh, Mohammad
    Published: [2022]
    Publisher:  African Governance and Development Institute, [Yaoundé]

    This study assesses how business/financial sustainability in the perspective of financial stability moderates information technology to influence female economic participation in 49 countries in Sub-Saharan Africa for the period 2008-2018. The... more

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    This study assesses how business/financial sustainability in the perspective of financial stability moderates information technology to influence female economic participation in 49 countries in Sub-Saharan Africa for the period 2008-2018. The empirical evidence is based on Tobit regressions that enabled the study to account for the censored nature of the outcome variables. The following important findings are established. First, ICT dynamics (mobile phone penetration, internet penetration and fixed broadband subscriptions) are consistently moderated by business sustainability to positively affect female employment in the industry. Second, business sustainability scores need to exceed certain thresholds before moderating fixed broadband subscriptions to induce favorable overall effects on female employment, female labour force participation and female unemployment rates. These thresholds are 18.742 and 19.505 Z-scores for positive effects on female employment and female labour force participation, respectively and a Z-score of 17.300 for a negative impact on female unemployment. The thresholds which should be exceeded are within policy reach, make economic sense and are policy relevant. The study contributes to the extant literature by providing actionable thresholds of business sustainability that can be employed by policy makers in order for information technology to positively influence female economic inclusion in Sub-Saharan Africa.

     
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    Source: Union catalogues
    Language: English
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    hdl: 10419/269064
    Series: AGDI working paper ; WP/22, 057
    Subjects: information technology; business sustainability; gender inclusion
    Scope: 1 Online-Ressource (circa 23 Seiten)
  19. Time for growth
    Author: Boerner, Lars; Severgnini, Battista
    Published: [2019]
    Publisher:  Department of Economics, Copenhagen Business School, Frederiksberg

    This paper studies the impact of the early adoption of one of the most important high-technology machines in history, the public mechanical clock, on long-run growth in Europe. We avoid endo-geneity by considering the relationship between the... more

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    This paper studies the impact of the early adoption of one of the most important high-technology machines in history, the public mechanical clock, on long-run growth in Europe. We avoid endo-geneity by considering the relationship between the adoption of clocks with an instrument based on the appearance of repeated solar eclipses. This is motivated by the predecessor technologies of mechanical clocks, astronomic instruments that measured the course of heavenly bodies. We find a significant increase in growth rates between 1500 and 1700 in the range of 30 percentage points in early adopter cities and areas. Finally, additional quantitative analysis suggests a positive relationship between mechanical clocks and contemporary long-term orientation nowadays.

     
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    Language: English
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    Format: Online
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    hdl: 10398/9730
    hdl: 10419/208595
    Series: Working paper / Department of Economics, Copenhagen Business School ; 2019, 04
    Subjects: technological adoption; cities; mechanical clocks; information technology; long-term orientation
    Scope: 1 Online-Ressource (circa 71 Seiten), Illustrationen
  20. Cybersecurity Industry Market Analysis (CIMA)
    final report
    Published: 2019
    Publisher:  Publications Office of the European Union, Luxembourg

    This Cybersecurity Industry Market Analysis (CIMA) report documents the market research of the European Cybersecurity industry and its comparison with other relevant markets. PwC and LSEC - Leaders In Security performed the study for the European... more

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    This Cybersecurity Industry Market Analysis (CIMA) report documents the market research of the European Cybersecurity industry and its comparison with other relevant markets. PwC and LSEC - Leaders In Security performed the study for the European Commission in 2017 - 2018. The report results from a quantitative research for gathering, categorising and analysing the Cybersecurity Industry Market data of 2016, by applying a big data approach to extracting economic and market values from over 900, mainly transactional data sources. Its methodology considers all relevant Cybersecurity sales, including products and services that are distributed and resold by system integrators, and represents genuine economic activities. The study considers companies that solely provide Cybersecurity products and services; companies that (amongst other activities) provide Cybersecurity products and services; and companies that provide products and services that form part of the Cybersecurity supply/value chain. It was challenged by teams of experts in different Member States during interactive workshops detailing market insights. The report builds a Cybersecurity products and services catalogue and analyses what products and services require attention taking into account the Network Information Security directive, the existing gaps in the market and the upcoming trends and threats. It documents the strengths of the European Cybersecurity market in supply and demand, including the sector's segmentation , vertical market insights and comprises an analysis of the demand patterns per category and the geographical market fragmentation. Furthermore, the intra and extra European market flows and the main barriers that providers find when selling their products and services inside and outside the European market are documented. The report concludes with a wrap-up of the main findings of the study and an overview of the strengths, weaknesses, opportunities and threats of the European Cybersecurity market.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789276088592
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    Subjects: IT-Kriminalität; Datensicherheit; Sicherheitstechnik; Branche; EU-Staaten; communications systems; information network; information technology; market; protection of communications; data protection; information security; report
    Scope: 1 Online-Ressource (circa 367 Seiten), Illustrationen
  21. Aid for trade in the services sector
    capacity-building and facilitation in the services sector in small states and LDCs
    Author: Bajaj, Pallavi
    Published: [2019]
    Publisher:  Commonwealth Secretariat, London

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    Series: International trade working paper / Commonwealth Secretariat ; 2019, 01
    Subjects: Aid for Trade; services sector; information technology; Least Developed Countries
    Scope: 1 Online-Ressource (circa 20 Seiten), Illustrationen
  22. Blockchain now and tomorrow
    assessing multidimensional impacts of distributed ledger technologies
    Published: 2019
    Publisher:  Publications Office of the European Union, Luxembourg

    This report brings together research from the Joint Research Centre (JRC), the European Commission's science and knowledge service. It provides multidimensional insights into the state of blockchain technology by identifying ongoing and upcoming... more

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    This report brings together research from the Joint Research Centre (JRC), the European Commission's science and knowledge service. It provides multidimensional insights into the state of blockchain technology by identifying ongoing and upcoming transformations in a range of sectors and setting out an anticipatory approach for further exploration. Moving beyond the hype and debunking some of its controversies, it aim to offer both an in-depth and practical understanding of blockchain and its possible applications.

     
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  23. Competition in network industries
    evidence from the Rwandan mobile phone network
    Author: Björkegren, Daniel
    Published: October 2019
    Publisher:  BREAD, the Bureau for Research and Economic Analysis of Development, [Cambridge, Massachusetts]

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    Format: Online
    Series: BREAD working paper ; no. 566
    Subjects: network effects; infrastructure; information technology
    Scope: 1 Online-Ressource (circa 55 Seiten), Illustrationen
  24. Does IT help?
    information technology in banking and entrepreneurship
    Author: Ahnert, Toni; Dörr, Sebastian; Pierri, Nicola; Timmer, Yannick
    Published: August 2021
    Publisher:  International Monetary Fund, [Washington, D.C.]

    This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur entrepreneurship... more

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    This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We provide empirical evidence that job creation by young firms is stronger in US counties that are more exposed to ITintensive banks. Consistent with a strengthened collateral lending channel for IT banks, entrepreneurship increases more in IT-exposed counties when house prices rise. In line with the model's implications, IT in banking increases startup activity without diminishing startup quality and it also weakens the importance of geographical distance between borrowers and lenders. These results suggest that banks' IT adoption can increase dynamism and productivity

     
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  25. Information technology and returns to scale
    Author: Lashkari, Danial; Bauer, Arthur; Boussard, Jocelyn
    Published: [2020]
    Publisher:  INSEE, Institut national de la statistique et des études économiques, Montrouge, France

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    Series: Documents de travail / Institut national de la statistique et des études économiques ; no. G2020, 14 (Décembre 2020)
    Subjects: information technology; labor share; competition; production function; nonhomotheticity
    Scope: 1 Online-Ressource (circa 83 Seiten), Illustrationen